What to Expect
Our Process for Working Together
At The Retirement Studio, we believe that building a clear plan builds confidence. Our process is structured so you’re always in the know of what is happening, why it matters, and what to expect next. From our first conversation through ongoing advice, our main focus is helping you tie everything under your financial umbrella together without any overcomplications.
Step-by-Step Timeline
What to Expect When Working With The Retirement Studio
1. Introductory Meeting
Is this the right fit?
We start with a free-flowing conversation to understand your situation, goals, and what you prioritize in an advisor.
2. Discovery & Data Gathering
Understanding the full picture
We gather and look at key financial information, like investments, taxes, equity compensation, estate documents, and insurance, to see how we can tie everything into one place that’s aligned with your goals.
3. Analysis & Planning
Connecting the dots
Our team will analyze your whole financial picture and identify gaps of opportunity, risks, and the planning strategies that we feel are important in achieving your long-term goals.
4. Plan Presentation
Clear recommendations, explained simply
We’ll walk you through our recommendations, explain “why” we’re making these suggestions, and cover next steps. You’ll know the exact suggestions we are making and why they matter most.
5. Onboarding
Making it easy to get started
If you move forward, we will handle account setup, any transfers, connection with custodians and partners, and access to our very easy-to-use dashboard.
6. Ongoing Advice & Reviews
A long-term relationship
We will provide ongoing advice, quarterly reviews, and constant communication as your life and goals evolve. Our main focus is helping you make the best decisions, not just manage portfolios.
Get started with your introductory meeting today.
Frequently Asked Questions
About Working with Us
How do you charge for your services?
Our fees are transparent and clearly communicated upfront. For wealth management clients, fees are typically asset-based and cover investment management and ongoing advice. For planning or consulting engagements, we may use flat or project-based fees depending on the scope of work.
Do you earn commissions?
Our advice is designed to be objective and aligned with your interests. In most cases, we operate on a fee-based model. If insurance solutions are recommended, we fully disclose any compensation and focus on what’s appropriate for your situation.
Is there a minimum to work with The Retirement Studio?
We typically work with business owners, executives, and equity-compensated individuals with more complex financial needs. Rather than focusing strictly on account minimums, we focus on whether we can add meaningful value.
Who holds my assets?
Your assets are held at Schwab Institutional or Fidelity, two highly respected custodians known for strong security, transparency, and reporting. You always maintain ownership and visibility of your accounts.
Do you offer tax planning and filing?
Yes. We provide tax planning and optimization, and in many cases, tax filing services. We also coordinate closely with outside CPAs when appropriate to ensure strategy and execution stay aligned.
Will you work with my existing CPA or attorney?
Absolutely. We frequently collaborate with existing professionals and are happy to coordinate. If needed, we can also introduce you to trusted partners through our TRS Community.
What makes The Retirement Studio different?
We don’t believe great advice needs hype. Our approach is thoughtful, transparent, and grounded—focused on helping clients make better decisions over time, not chasing trends or selling products.