Our Service Commitment

An Ongoing, Structured Planning Process

At The Retirement Studio, we are committed to providing a consistent relationship that is always providing great advice. We want to deliver an ongoing, structured planning process throughout the year, so your investments can stay in line with your goals, and ultimately what you would like to do with your money in retirement.

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A Simple Quarterly Planning Process

Making It Easy to Stay On Track

We’ve structured a quarterly cadence for all of our wealth management clients. Using Savvy Wealth’s built in technology, we make scheduling easy and automatic. Invites are sent out two weeks before the start of every quarter, so you can pick a time that works best for you.

Each quarter has specific planning focus, and we structure the conversation to what your situation is.

Your Annual Planning Calendar

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Q1 (January – March)

Investment Management and Estate Planning Review

Review and update your personal investment strategy
Look at both IRA and Roth IRA contribution or conversion opportunities
Review and update your estate plan and also beneficiary designations
Talk about charitable giving and legacy planning

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Q2 (April – June)

Investment Management and Financial Plan Review

Conduct a mid-year financial planning check-in
Review cash flow, savings goals, and emergency funds
Look over investment strategy and asset allocation
Highlight real estate, mortgage, and refinancing opportunities
Discuss other investment recommendations

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Q3 (July – September)

Investment Management and Tax Planning

Review your current-year tax liability and make adjustments
Identify opportunities for tax-loss or tax-gain harvesting
Analyze employee benefits (HSA, FSA, 401(k), etc.)
Plan for upcoming education expenses and for 529 contributions
Begin preparing for Q4 tax

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Q4 (October – December)

Investment Management and Year-End Review

Conduct a full portfolio and performance review
Finalize year-end tax planning strategies and execute harvests
Refresh your full financial plan for the upcoming year
Review insurance coverage and personal risk mitigation
Evaluate debt, credit report, and goal alignment for the new year

What You Can Expect Between Meetings

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Proactive Outreach

when timing matters (markets, tax deadlines, equity events, major life changes)

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Responsive Guidance

when you have a decision to make

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Coordination

with your CPA and estate attorney as needed to keep planning connected

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Scheduling Made Easy

Our process is made to feel easy, not over complicated. Savvy Wealth’s technology helps us make sure meetings are:

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Planned Well in Advance

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Easy to Book

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Consistent All Year

Ready for a more hands-on financial planning experience?

Let’s schedule an introductory call and see if The Retirement Studio might be a good fit.